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Auto Accidents and Insurance

What do you need to know about available insurance when you are in an automobile accident?  This question is relevant not only to insurance the other driver may have but also to insurance available to you through your own policy.  Coverages such as medical pay, uninsured or underinsured motorist, property damage, comprehensive, etc. contained in your own policy may become very important.  Regarding the other driver, does he or she have an umbrella policy that will provide coverage for your injuries above and beyond the driver's auto policy? 

New Law: Uninsured/Underinsured motorist auto insurance
Posted by: Neil Hillyard
May 20, 2008

Effective January 2008 a new law was created which affects all victims of auto, motor vehicle, or motorcyle accidents.  It provides insurance when the other driver is uninsured.  It provides insurance when the other driver doesn't have adequate liability insurance.  It is insurance you purchase to provide you protection when confronted with these situations.  We recommend everyone contact their auto, motor vehicle, or motorcycle insurance agent about this insurance.

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A thorough understanding of insurance policies and coverages is important to you or anyone injured in an auto accident.  Understandably most people don't have that understanding.  Reference to our website www.hwkslaw.com will provide information regarding insurance relevant to a car accident and, if your question is not answered there, we have attorneys who are knowledgable and who are available by phone or email at no charge to answer your questions.

        


Web Resources

FindLaw
Thomson West
U.S. Courts
Westlaw
United States Chamber of Commerce
FirstGov
Library of Congress
White House
Internal Revenue Service
Yahoo!Legal Blog Directory
Colorado Personal Injury Attorney


The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.